Thursday, February 28, 2013


true love

Courtesy :National Geographic
By : Klien Hubert/Kimball Stock

Thursday, February 21, 2013

Tools to make lives easy

Apart from random rambling, the thing which interests more is meddling with Microsoft excel.
                                               Excel Model Calculator
I feel, how much ever we may use the MS excel in our daily life but it will be only be an iota of its full potential.
The following are some of the models I have developed using excel, which I use for my daily activities. You can find them in the right sidebar of the blog also.
Home loan EMI tax calculator
The EMI to be paid for a loan amount, period and interest rate is calculated. Also the payment schedule and the pre-closure charges are calculated. In addition to that the tax saving on taking a home loan is also calculated.
Electricity Bill Calculator APCPDCL
The Bill is pertaining to only APCPDCL. You can calculate the units consumed based on the usage and calculate the bill for the units consumed. Also you can back calculate the units for the incurred bill amount.
Personal Finance Karchapani
This is the standard karchapani tool customised further for all practical purposed
Chit Fund Analysis
A tool to calculate the returns for a chit fund.
Click here to read the blog post explaining the chit funds.
Request: You may please let me know if there are any mistakes/improvements in the models.

Tuesday, February 05, 2013


It is temple run on iPad.
Wife Busy Playing Temple Run
Sketch done using a Natraj pencil.
Photo clicked using Samsung S3
Borders created using Instagram

Sunday, February 03, 2013

Marriage - Ten Commandments

Marriage Ten Commandments

Commandment 1
Marriages are made in heaven.
But then again, so is thunder and lightning.

If you want your wife to listen and pay strict attention to every word you say, talk in your sleep.

Commandment 3

Marriage is grand -- and divorce is at least a 100 grand!

Commandment 4

Married life is very frustrating.
In the first year of marriage, the man speaks and the woman listens.
In the second year, the woman speaks and the man listens.
In the third year, they both speak and the neighbors listen.

Commandment 5

When a man opens the door of his car for his wife, you can be sure of one thing: Either the car is new or the wife is.

Commandment 6

Marriage is when a man and woman become as one;
The trouble starts when they try to decide which one.

Commandment 7

Before marriage, a man will lie awake all night thinking about something you said . After marriage, he will fall asleep before you finish.

Commandment 8

Every man wants a wife who is beautiful, understanding, economical, and a good cook. But the law allows only one wife.

Commandment 9

Marriage and love are purely a matter of chemistry.
That is why one treats the other like toxic waste.

Commandment 10

A man is incomplete until he is married. After that, he is finished.

A long married couple came upon a wishing well. The wife leaned over, made a wish and threw in a coin
The husband decided to make a wish too. But he leaned over too much, fell into the well, and drowned.
The wife was stunned for a moment, but then smiled, 'It really works!'

Source:- A forwarded email. Felt it is worth sharing. Now I have to be ready to take brickbats at home.